COLA Payment Schedule for 2025 – A Month-by-Month Guide

The Social Security Administration has announced a 2.5% Cost-of-Living Adjustment for 2025, providing much-needed financial assistance to millions of Americans. Notably, Supplemental Security Income recipients will receive their adjusted amounts early on December 31, 2024, due to the January 1 holiday. This page explains the January–December 2025 COLA Payment Schedule. The SSA is dedicated to ensuring that benefits stay current with inflation, as demonstrated by the COLA Increase 2025. However, this expected boost will only be available to people who are eligible for the COLA Payment Eligibility 2025. Recipients are encouraged to use online tools such as my Social Security to be informed and prepared. Visit the official SSA website at www.ssa.gov for further information.

Table of Contents

Schedule of COLA Payments for January through December of 2025

One important instrument for helping Social Security and SSI claimants maintain their spending power during inflationary times is the Cost-of-Living Adjustment. The CPI-W, which tracks changes in the cost of goods and services, serves as the basis for this adjustment. This page explains the January–December 2025 COLA Payment Schedule. A COLA of 2.5% was set by the Social Security Administration for 2025 in order to guarantee that payments stay up with growing living expenses. SSA’s dedication to provide financial security to low-income families, seniors, and individuals with disabilities is demonstrated by this adjustment.

Increase in the Cost of Living Adjustment in 2025

Benefit	Cost Of Living Adjustment Increase 2025
Concern	COLA Payment For 2025
Government	Government of the USA
COLA Payment Eligibility 2025	Senior citizens, people with impairments, and those with modest incomes
COLA Payment Schedule 2025	As per the date of birth of the Candidates
Applicable in	The USA
Category	Finance
Official Website	www.ssa.gov
Homepage	kuvempuuniversitydde.org

Who Can Receive a 2025 COLA Payment?

If the applicant does not meet the COLA Payment Eligibility 2025 requirements, they will not be eligible to receive the COLA payments.

those who make less money.
individuals with disabilities.
An individual who is 65 years or older.
A person who is visually impaired or whose children are.
Low-income individuals, children, and those with impairments.

Understanding COLA Payment For 2025

Social Security Administration and Supplemental Security Income recipients will get a 2.5% cost-of-living increase in 2025.
This adjustment is determined by the growth in urban wage earnings and the CPI-W from the third quarter of 2023 to 2024.
This annual COLA will result in a 2.5% increase in benefits for more than 72.5 million Americans in 2025. The Department of Labor’s Consumer Price Index indicates rising living expenses, necessitating this adjustment as mandated by federal law.
The amended benefit amounts and the increased SSI payments will begin in January 2025 and December 31, 2024, respectively.
Notifications on the COLA will be distributed in December, though some recipients may receive them earlier.

5 Zodiac Signs Likely to Marry Their Crush in 2025

Tax Rate	2025	2024
Self-Employed	15.30%	15.30%
Employed	7.65%	7.65%

How Can I Get My 2025 COLA Increase Payment?

The applications must be filled out by those who qualify. You can use the above methods to claim your COLA Increase Payment in 2025 if you qualify. The SSA evaluates the applications and awards benefits to those who qualify.

You can visit the official SSA website at https://www.ssa.gov.
To create your profile, provide your vital information.
Give yourself a login ID and password.
As directed by the gateway, accurately complete the form.
Present the accompanying documentation.
The filled-out form will be examined by Social Security personnel.

COLA Increase Rate Over Years

The format used to explain the COLA increase data for the past five years is as follows:

COLA Rate	Year
2.80%	2019
1.60%	2020
1.30%	2021
5.90%	2022
8.70%	2023
3.20%	2024
2.5%	2025

The January–December 2025 COLA Payment Schedule – Disclaimer

With the exception of January 2025, when they are paid on December 31, 2024, SSI benefits are paid on the first of each month.

Depending on the birthdate, Social Security benefits:

1st to 10th: The second Wednesday of each month 11th to 21st:
The third Wednesday of each month, from the 21st to the 31st:
Every month on the fourth Wednesday

In certain unique situations:

Pre-May 1997 Payment Recipients: January 3, 2025
On January 3, 2025, the COLA rise went into effect for both Social Security and SSI beneficiaries.

FAQs:

When will COLA payments be made in 2025?

COLA payments in 2025 will be issued monthly, with specific dates depending on your Social Security birthdate. Check the full schedule for exact dates.

How is the COLA increase calculated for 2025?

The COLA increase for 2025 is based on the Consumer Price Index (CPI), reflecting inflation changes. It ensures Social Security benefits keep pace with rising costs.